Listening to music behind the wheel is a favourite pastime of most motorists in the UK. However, could this seemingly innocent habit be pushing up our car insurance premiums?
According to a survey by Saga car insurance, it's what you listen to that affects your driving habits. Listeners to Johnny Lee Hooker and co are most likely to get rash behind the wheel with 49 per cent of blues fans admitting to being caught speeding. Perhaps even more surprisingly, easy listening enthusiasts are more likely to flout the law than pop and rock music fans.
By contrast, the motorists most likely to be involved in a minor accident while listening to music are country fans, with classic and easy listening enthusiasts getting into more bumps and scrapes than rock and pop listeners.
It's interesting to note therefore that the types of music normally associated with having a calming effect on listeners actually lead to a more tempered driving style. However, whatever type of music you're listening to it's vital to pay close attention to the road.
A minor accident can have a major effect on your car insurance premiums. Wiping out a no-claims discount could see premiums rise by around 20 per cent and could make finding cheap car insurance elsewhere more difficult.
Drivers are reminded to keep a safe distance between them and the car in front, to follow road signs attentively and to not let their minds waver as they sing along to their favourite tunes. Although Meatloaf has the most popular driving song in the UK, it's important not to drive like a 'Bat Out of Hell' too.
Speeding offences can ruin your chances of finding cheap car insurance. Typically two speeding convictions will increase car insurance premiums by 25 per cent so stay within the law. Article Source: http://EzineArticles.com/?expert=Alex_Gregory |
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